Bankrate 30 Year Mortgage Rates

The benchmark 30-year fixed-rate mortgage rose this week to 3.97 percent from 3.95 percent a week ago, according to Bankrate's weekly.

The 30-year fixed-rate loan is the most common term in the United States, but as the economy has went through more frequent booms & busts this century it can make sense to purchase a smaller home with a 15-year mortgage. If a home buyer opts for a 30-year loan, most of their early payments will go toward interest on the loan.

The 30-year fixed-rate mortgage is the most common type of mortgage because it provides the security of a fixed payment and the flexibility to afford a larger mortgage loan.

And in especially good news for buyers, FHA mortgage rates remained at historic lows as 2010 began. According to financial Web site Bankrate.com, the average interest rate on a 30-year fixed-rate mortgage loan, including those insured by the FHA, stood at 5.04 percent in mid-February.

Interest Rate Change $100,000 Loan $200,000 Loan $300,000 Loan; 30-Year Fixed Rate 4.09%-0.01: $482.62 / month: $965.24 / month: $1,447.86 / month

Current 30 year mortgage rates at People’s United Bank are at 3.75 percent with no points and only $848 in mortgage fees. Their 30 year FHA mortgage rates are quoted slightly below at 3.625 percent. Today’s 15 year mortgage rates from People’s United at a low rate of 3.375 percent with no points and the same $848 in fees.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to.

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Calculator Rates Compare 15 & 30 Year Fixed Rate Mortgages. This calculator makes it easy to compare the monthly payments for any 2 fixed-rate mortgages (FRMs).. By default the left column is set to a 15-year amortization while the right column is set to a 30-year amortization, but you can change either of these terms to quickly & easily compare the monthly payments for any fixed-rate.

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Mortgage rates are low. Here's how to navigate your options Bankrate has answers. Our experts have been helping you master your money for four decades. Our tools, rates and advice help no matter where you are on life’s financial journey.

Is Mortgage Rate Going Up Mortgage rates are nearing historic lows again. While they tried to purchase a house with a 3.5% rate like many of their friends and family, they missed out and ended up with 4.5%. Now Pardes is.

Money market interest rates and mortgage rates percent from 2003 to 2006.. 15 -yr. fixed 3, 5.25, 5.23, 5.50, 6.13. Conventional, 30-yr. fixed 3, 5.89, 5.86, 5.93, 6.47. Source: Bankrate, Inc., North Palm Beach, Fla., Bank Rate Monitor, weekly .